Laptop insurance

amanvell · 24th August 2004, 3:51 AM

What companies offer laptop insurance? I'm struggling to find any.

13_Black · 24th August 2004, 9:12 AM

My laptop is covered under my house insurance, with GIO, with the extra coverage, that i can take it interstate/out of the home, and they will cover it, although this costs me an extra $189 a year on my normal premium mind.

amanvell · 24th August 2004, 10:53 AM

Quote:

Originally posted by 13_Black
My laptop is covered under my house insurance, with GIO, with the extra coverage, that i can take it interstate/out of the home, and they will cover it, although this costs me an extra $189 a year on my normal premium mind.

What sort of cover? Is it just theft or does it also cover accidental damage?

13_Black · 24th August 2004, 11:00 AM

accidental, and theft, loss, or even just stupidity like leaving in a taxi.

chaosx123 · 24th August 2004, 11:04 AM

In general, regular contents insurance covers you for things that are within the boundaries of your home that don't leave these boundaries, eg: tv/stereo/fridge.
For things that you take out of the home (laptops/ipods/etc) you need valuables cover which as 13_Black mentioned, adds a little extra premium.

Clem · 24th August 2004, 11:40 AM

nice to know, i have had mine upgraded to cover my camera, but i must look into the lappy and Zen..

i did cover the loss of my mobile on house hold so it might already be on it, but i doubt it, knowing insurance comapnys....

kiwimeat · 24th August 2004, 7:38 PM

I have my T41p covered as named portable item valued at $4800 under my house contents insurance for approx $96 p.a. extra on my premium.

Note this is normal contents insurance - it does not cover failure defect and specifically excludes any form of cover for the screen (you'll find that most policies do so even for accidental coverage).

I with NRMA.

max223 · 24th August 2004, 8:13 PM

I once had my Toshiba laptop insured with www.cpfit.com.au. They were recommended by Toshiba. It was a complete cover for $244 a year for a lappy valued at $4900 in 2002. Not sure what's the price now.

I did the whole thing online, mailed them a cheque and the documents were mailed to me.

When I get my Dell last year, I didn't pickup the Dell complete cover, now I'm a bit regret.

Grizbear · 24th August 2004, 8:20 PM

If you use your laptop for business make sure you list it.. I spoke to the NRMA last week regarding mine, and they wouldnt cover it AT ALL if it is used for business. I asked for a seperate policy and they wouldnt do that either..

If someone knows of or finds an insurance company covering notebooks for all types of cover please let me know (as im bound to break / leave my notebook behind some time). Ive been lucky til now...

Jaff · 24th August 2004, 9:32 PM

www.itinsurance.com.au

That's who we deal with at work when we sell our notebooks. Quite good from what we've heard in feedback from our customers. They deal only with mobile technology products such as notebooks, PDA's, etc.

callan · 25th August 2004, 9:51 PM

I added it to my contents insurance. (GIO, Melbourne)

It didn't need to be nominated if it was kept in the house (useless to me there), but to cover it out of the house cost an extra $100 PA to the policy. (to cover $2100 replacement value)

The insurance explicitly excludes it being covered if stolen from a vehicle though

Ooroo
Callan

Ellroy80 · 26th August 2004, 7:28 PM

I've got mine insured under a business name and it has total cover, whether it is lost, stolen etc. from anywhere. We got it through a broker, I'll see if I can find out who the actual insurance company is.

stroggos2k · 27th August 2004, 11:37 AM

My laptop is covered under Dell's 3 Year "Complete cover guard" which includes accidental damage, theft, etc

amanvell · 27th August 2004, 2:14 PM

Just got a quote under household insurance. For a $3000 Powerbook, will cost $72-$74 a year, which includes getting it stolen outside the house, and accidental damage. Accidental damage has a $50 excess though.

Much cheaper than itinsurance.com.au, they wanted way too much for this poor student to pay

Zardoz · 30th August 2004, 11:05 PM

Quote:

Originally posted by amanvell
Just got a quote under household insurance. For a $3000 Powerbook, will cost $72-$74 a year, which includes getting it stolen outside the house, and accidental damage. Accidental damage has a $50 excess though.

Much cheaper than itinsurance.com.au, they wanted way too much for this poor student to pay

Which agency are you with?
I'm looking at getting my G4 covered within the next week or so.

24th August 2004, 3:51 AM	#1
amanvell Member Join Date: Jun 2001 Location: Sydney Posts: 292	Laptop insurance What companies offer laptop insurance? I'm struggling to find any.

24th August 2004, 11:04 AM	#5
chaosx123 Member Join Date: Jul 2001 Location: Perth Posts: 1,817	In general, regular contents insurance covers you for things that are within the boundaries of your home that don't leave these boundaries, eg: tv/stereo/fridge. For things that you take out of the home (laptops/ipods/etc) you need valuables cover which as 13_Black mentioned, adds a little extra premium. __________________ Banned from the Test Forum Club #2 :: My quote at bash.org :: Try not. Do. Or do not. There is no try - Yoda

24th August 2004, 11:40 AM	#6
Clem Member Join Date: Aug 2001 Location: .South Australia. Posts: 2,626	nice to know, i have had mine upgraded to cover my camera, but i must look into the lappy and Zen.. i did cover the loss of my mobile on house hold so it might already be on it, but i doubt it, knowing insurance comapnys.... __________________ Clem's Blog

24th August 2004, 9:32 PM	#10
Jaff Member Join Date: Apr 2002 Location: St Peters, NSW Posts: 3,951	www.itinsurance.com.au That's who we deal with at work when we sell our notebooks. Quite good from what we've heard in feedback from our customers. They deal only with mobile technology products such as notebooks, PDA's, etc. __________________ Got hangover? Click for almost 1,001 cures \| "Maybe he is from the International Pretentious Association, and he’s here to remove your goatee."

25th August 2004, 9:51 PM	#11
callan Member Join Date: Aug 2001 Location: melbourne Posts: 1,750	I added it to my contents insurance. (GIO, Melbourne) It didn't need to be nominated if it was kept in the house (useless to me there), but to cover it out of the house cost an extra $100 PA to the policy. (to cover $2100 replacement value) The insurance explicitly excludes it being covered if stolen from a vehicle though Ooroo Callan __________________ Christianity: The belief that a cosmic Jewish zombie claiming he was his own father can make you live forever, if you symbolically eat his flesh, and telepathically tell him you accept him as your master.

24th August 2004, 9:12 AM	#2
13_Black (Banned or Deleted) Join Date: May 2003 Location: Rowville, VIC Posts: 824	My laptop is covered under my house insurance, with GIO, with the extra coverage, that i can take it interstate/out of the home, and they will cover it, although this costs me an extra $189 a year on my normal premium mind.

24th August 2004, 11:00 AM	#4
13_Black (Banned or Deleted) Join Date: May 2003 Location: Rowville, VIC Posts: 824	accidental, and theft, loss, or even just stupidity like leaving in a taxi.

24th August 2004, 7:38 PM	#7
kiwimeat Member Join Date: Jul 2001 Location: Brisbane, QLD, Australia Posts: 1,753	I have my T41p covered as named portable item valued at $4800 under my house contents insurance for approx $96 p.a. extra on my premium. Note this is normal contents insurance - it does not cover failure defect and specifically excludes any form of cover for the screen (you'll find that most policies do so even for accidental coverage). I with NRMA.

24th August 2004, 8:13 PM	#8
max223 Member Join Date: Jun 2001 Location: NSW 2114 Posts: 1,327	I once had my Toshiba laptop insured with www.cpfit.com.au. They were recommended by Toshiba. It was a complete cover for $244 a year for a lappy valued at $4900 in 2002. Not sure what's the price now. I did the whole thing online, mailed them a cheque and the documents were mailed to me. When I get my Dell last year, I didn't pickup the Dell complete cover, now I'm a bit regret.

24th August 2004, 8:20 PM	#9
Grizbear Member Join Date: Aug 2001 Location: Newcastle Posts: 103	If you use your laptop for business make sure you list it.. I spoke to the NRMA last week regarding mine, and they wouldnt cover it AT ALL if it is used for business. I asked for a seperate policy and they wouldnt do that either.. If someone knows of or finds an insurance company covering notebooks for all types of cover please let me know (as im bound to break / leave my notebook behind some time). Ive been lucky til now...

26th August 2004, 7:28 PM	#12
Ellroy80 Member Join Date: Oct 2002 Location: Perth, WA, 6022 Posts: 2,061	I've got mine insured under a business name and it has total cover, whether it is lost, stolen etc. from anywhere. We got it through a broker, I'll see if I can find out who the actual insurance company is. __________________ Fold for OCAU (Team 24) to help fight disease and the Yanks!! \| Want to take on F@H's big producers? Join TeamXFAU!! OCAU Aquarium Club Member #058 Over 80 successful trades!!!!

27th August 2004, 11:37 AM	#13
stroggos2k Member Join Date: Dec 2001 Location: Rozelle, Sydney NSW Posts: 6,155	My laptop is covered under Dell's 3 Year "Complete cover guard" which includes accidental damage, theft, etc __________________ Tune in to my radio show "Adam & The Stooges" from 8-10pm every Friday night on Sydney's 2RRR 88.5FM for obscure/classic/awesome rock, game, movie & tv reviews and random fun.

27th August 2004, 2:14 PM	#14
amanvell Member Join Date: Jun 2001 Location: Sydney Posts: 292	Just got a quote under household insurance. For a $3000 Powerbook, will cost $72-$74 a year, which includes getting it stolen outside the house, and accidental damage. Accidental damage has a $50 excess though. Much cheaper than itinsurance.com.au, they wanted way too much for this poor student to pay