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Now you can pay with a smartphone

Discussion in 'Mobile Phones & Devices' started by MR CHILLED, Aug 7, 2012.

  1. MR CHILLED

    MR CHILLED D'oh!

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    I think most people would know about this already. I think it's great and the trial is starting in Aus today.

    "Now you can pay with a smartphone using a Samsung Galaxy S3"

    http://www.adelaidenow.com.au/techn...amsung-galaxy-s3/story-fn5tich0-1226444172715

    Only for the SIII currently, during the trial.....BUT:

     
  2. randomman

    randomman Member

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    I am disappointed. I came into the thread thinking it was going to be Google Wallet...
     
  3. guy.incogneto

    guy.incogneto Member

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    I don't get how this works, how's a sim card inside a phone going to talk to another machine?
     
  4. Carey

    Carey Member

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    Sounds like the phone interfaces between the SIM and the NFC, which has the CC info stored on it. But the NFC is doing the work?

    Maybe.

    Closed trial though, SIII/Westpac/Optus users only? That sounds like a very limited trial base. Hurry up Google/aus banks and support Google Wallet already...
     
  5. shift

    shift Member

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    The communication will be via NFC. The SIM is (probably) just used for secure encrypted storage.
     
    Last edited: Aug 7, 2012
  6. mr_wrxman

    mr_wrxman Member

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    Are they using a SIM for the secure element which is currently restricted by Google/Samsung..? it's the reason CBA can't do Kaching without a case.

    Although it's odd as I know you can get SIM cards that do NFC themselves.
     
  7. GriMo33

    GriMo33 Member

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    That and the iPhone doesn't have an NFC
     
  8. OP
    OP
    MR CHILLED

    MR CHILLED D'oh!

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  9. guy.incogneto

    guy.incogneto Member

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    with many shops not accepting eftpos or having a minimum of something stupid like $25 - i'm not going to get very excited about any new wireless tech coming to Aus in dribs and drabs
     
  10. Anakist

    Anakist Member

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    World first? Japan uses NFC in mobile phones to pay for all kinds of things.

    James
     
  11. OP
    OP
    MR CHILLED

    MR CHILLED D'oh!

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    I've personally never come across a store with a min of $20, that's crazy. Max I've seen is $10.
     
  12. guy.incogneto

    guy.incogneto Member

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    It's usually $10, I have seen $25 - ridiculous
    My main gripe is the lack of eft.. dodgy asian shops. If the food wasn't so dammed good, I would boycott all non eft shops
     
  13. Wet Sandwich

    Wet Sandwich Member

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    Was gonna say, world first meaning like 10 years old? :confused:
     
  14. Lardman

    Lardman Member

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    Let me know when I can save my arcade info on my phone here too... :\
     
  15. timsarg

    timsarg Member

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    you know when the banks stop charging bullshit fees to have their eftpos devices in small business alot more shops would have them.
     
  16. guy.incogneto

    guy.incogneto Member

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    the fee is something like 40c
    The noodlebox i go to has a 10min eftpos, I ask them if I can pay the 40c eft charge and they say okay.

    Shops can ad the extra charge, but they prefer people to spend more money on crap they didn't want in the first place for the sake of convenience

    edit: i didn't take into account ongoing fees.
    i'm guessing that is high
     
    Last edited: Aug 9, 2012
  17. timsarg

    timsarg Member

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    i will try and find our charges we get hit with by the commonwealth . Trust me it's more than just the 40c transaction fee .
     
  18. OP
    OP
    MR CHILLED

    MR CHILLED D'oh!

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    Yeah I thought it was done in some other countries already....*shrug*.

    Perhaps this is somehow different? Meh, doesn't sound like it.
     
  19. Reaper

    Reaper Member

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    Pointless and insecure. Takes no less time than a swipe/insert and pin. Plus I wouldn't trust google with my banking details, you have to be a deadset moron to do that.

    This is just some dumb geeks wet dream that they think is cool and everyone should be forced into. Attack vectors and extra layers of middlemen matter not to those wankers, it's just a novelty that everyone should force their lives around to them. :lol:
     
  20. Doso

    Doso Member

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    Bullshit, paypass is already way WAY faster, i'm talking ~3 seconds at major retailers

    Eftpos, not only do you have to insert and put in your PIN but you have to wait an eternity for the terminal to connect and process the transaction

    No one is forcing you to use it, if you want to pay by cheque and the retailer is willing to accept it then you still can

    And who cares if your card gets skimmed as long as you notify the bank in a reasonable time they will cover the fraudulent transactions
     

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