Yep, kind of my point. DD is more secure than CC in general. Huh? I can't really buy whatever I want from Telstra, TPG, health funds or utilities. Cybercriminals are really going to buy health insurance in their name using your DD? Sounds far fetched to me. Even getting a new resellable iPad on MRO seems a bit far fetched, as even with a DD attached, they want to do credit checks, another 100 points of ID, none of that happens with a CC.